Plans and pricing
Every plan starts with a 14-day free trial. No card required.
Starter
Cash forecasting for a single owner-manager.
£79.99 / month
or £759.99 billed annually
1 user
- Cash flow forecasts over 3, 6 and 12 months
- Income and outgoings tracking, including recurring items
- CSV import for invoices, bills and budgets
- Budgets, P&L and reports
- Scenario planning
- Alerts for overdue invoices and upcoming bills
Professional
Connected accounts and an AI assistant for a growing team.
£299.99 / month
or £2,899.99 billed annually
Up to 5 users
- Everything in Starter
- Xero integration
- Scout, the AI finance assistant
- Monthly AI usage allowance included
- Admin and view-only team roles
Enterprise
Proactive AI monitoring for finance-led businesses.
£1,499.99 / month
or £14,399.99 billed annually
Up to 100 users
- Everything in Professional
- Sentinel: AI insights, briefings and business health score
- Custom watches that flag what matters to you
- Drafted payment-chase emails
- Larger monthly AI usage allowance
- UK company
- UK-hosted data
- 14-day free trial, no card
- Cancel any time
Billing is available monthly, quarterly, every six months or annually. You choose your plan and billing period in Settings, and can cancel online at any time.
What the price covers
A forecasting tool is worth what it changes. These are the four places to look.
Time back
The forecast updates itself from your data. Whoever rebuilds the spreadsheet each month gets those hours back.
Problems caught early
A tight week that shows up six weeks ahead is a decision. One that shows up on Thursday is a crisis. Cadence gives you the six weeks.
Faster payment
Overdue invoices are ranked by amount and age, so the ones that matter get chased first, not last.
Clarity without headcount
A clear, shared view of your finances for your team and your accountant, without adding a hire to get it.
What is your time worth?
Put in your own numbers to see how little time Cadence needs to save before it pays for itself.
Think of what you, or the person who does this, would otherwise earn or cost per hour.
Professional plan
£299.99 / month
At £40 an hour, Professional pays for itself if it saves you 7.5 hours a month.
You currently spend about 8 hours a month on this, worth £320. Cadence needs to give back about 94% of that time to cover its cost, before counting the surprises it helps you avoid.
Simple arithmetic on your own figures and our published prices. It is not a promise of savings.
Cadence, a spreadsheet or a finance director
Each approach has its place. Here is how they compare on the things that matter for cash flow.
| A spreadsheet | A finance director or consultant | Cadence | |
|---|---|---|---|
| Forecast stays up to date | Only when someone updates it | At each review | Automatically from your data |
| Warns you before cash gets tight | Only if you build the alerts | When they spot it | Yes, against your cash buffer |
| Models “what if” decisions | If you build it, and it stays intact | Yes | Yes, in a few clicks |
| Answers questions in plain English | No | When they are available | Yes, with the AI assistant (Professional and above) |
| Depends on one person | Usually | Yes | No, your whole team can use it |
| Effort from you | Ongoing manual upkeep | Briefing them and reviewing their work | Connect or import your data once |
| Cost | No licence fee, plus your time | Paid by the day or month | A monthly subscription, from £79.99 |
Cadence does not replace a good finance director or adviser. It gives them, and you, better and more current information to work with.
Common questions
What is the difference between the plans?
Starter is for one person and includes forecasting, income and outgoings, budgets and reports, and scenario planning. Professional adds the Xero integration and the Scout AI assistant for up to five users. Enterprise adds Sentinel, our proactive AI monitoring, for up to 100 users. The Pricing page lists everything in each plan.
How am I billed?
Plans are billed monthly, quarterly, every six months or annually, through our payment provider. You choose your plan and billing period in Settings.
Can I cancel at any time?
Yes. You can cancel online from Settings, with no phone call or extra steps. You keep access until the end of the period you have already paid for. We do not refund part-used billing periods, except where the law requires it.
Can I change plan later?
Yes. You can move to a different plan from Settings as your needs change.
Can I add more team members?
Each plan includes a number of users: one on Starter, up to five on Professional and up to 100 on Enterprise. Team members can be admins or view-only.
More answers in the FAQ, or get in touch.
Try it free for 14 days
Bring in your real invoices and bills and judge the forecast on your own numbers.
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