Cash flow forecasting for businesses that live by their invoices
Cadence is built for UK owner-managed and growing businesses where the timing of money in and money out makes the difference between a comfortable month and a stressful one.
Agencies and creative studios
Marketing, advertising, media, design and creative businesses
The squeeze. Retainers and projects land on different dates, freelancers are paid before clients pay you, and losing one big client can change everything.
How Cadence helps
- Recurring retainers projected forward automatically
- Client concentration, so you can see how exposed you are
- Scenario for losing or winning a client before it happens
- Freelancer and supplier spend by payee
Consultancies and professional services
Consulting, legal, accountancy and finance, and other professional firms
The squeeze. Invoices are large and lumpy, payment terms are long, and payroll is the biggest cost and never moves.
How Cadence helps
- Overdue invoices ranked by amount and age
- Budget against actuals to see if the year is on track
- Drafted chase emails for late payers (Enterprise)
- A cash buffer that warns you well before it is breached
Technology and software businesses
Software, digital and technology businesses
The squeeze. Hiring is the biggest decision you make, contractors and subscriptions add up, and revenue timing is rarely tidy.
How Cadence helps
- Hire scenarios that show the effect on cash week by week
- Recurring subscriptions and costs projected forward
- A business health score and daily insights (Enterprise)
- Plain-English answers from the AI assistant
Construction, trades, architecture and design
Construction and trades, architecture and design firms
The squeeze. Stage payments arrive slowly, suppliers and subcontractors want paying on time, and one delayed job strains everything.
How Cadence helps
- Invoices and bills lined up by due date
- Warnings when cash will not cover the bills coming due
- Scenario for taking on, or losing, a project
- Payment history for every client
Who in your business uses it
Founders and managing directors
Get a straight answer to “can we afford this?” without waiting for a finance report. Look ahead in a couple of minutes, not a couple of hours.
Finance managers and part-time finance directors
Replace the fragile forecasting spreadsheet with a live view your whole team can share, and spend your time on analysis rather than upkeep.
Accountants and bookkeepers advising clients
Be invited to your client’s Cadence as a team member, look at the same forward view they do, and give better advice between the year-end meetings.
Is it right for you?
Cadence suits some businesses better than others.
Cadence is a good fit if
- You send invoices and pay suppliers, staff or contractors on due dates
- Cash timing, rather than profit, is what keeps you up at night
- You use Xero, or you can export your invoices and bills to a CSV
- You want to look ahead without becoming a spreadsheet expert
It may not be right if
- You need a full accounting, payroll or inventory system (Cadence works alongside those, it does not replace them)
- Most of your income is card or till takings with few invoices
- You need a forecasting model for investors, with detailed financial statements and fundraising scenarios
See if it fits your business
The quickest way to find out is to try it with your own invoices and bills. Or ask us a question first.
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